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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 423-643-4000, 423-304-6114 or toll-free 1-866-900-3991.
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Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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A Straight Forward Approach "Prospective buyers or sellers of Chattanooga real estate would be well served to read this letter..." Peter Charman Read Quote > View All Quotes >
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Compare three mortgages at one time.
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Special Offers: Special offers for Chattanooga, Ooltewah and
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eNewsletter: Jay Robinson's Chattanooga, Ooltewah and Lookout Mountain newsletter
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Today's Real Estate News: Daily real estate news for this neighborhood, Tennessee, and United
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Market Conditions Report: Market conditions report for this area, Tennessee, and United
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Chattanooga, Ooltewah and Lookout Mountain Tennessee mortgage payments
save you on your taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in Tennessee or buy your own Chattanooga, Ooltewah and Lookout Mountain
house, ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate
Chattanooga, Ooltewah and Lookout Mountain mortgages information and interest
rate java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other Tennessee real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Jay Robinson anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Jay Robinson's realty library of real
estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Jay Robinson's collection of real estate trivia questions and answers
that include real estate topics such as the most expensive home, largest
swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Chattanooga, Ooltewah and Lookout Mountain property in Tennessee, including
legal terms definitions, and more |

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Financing Your Home >Shopping for the Best
The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.
When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.
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| Q |
What has been described as the world's most beautiful building?
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| A |
The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife. |
See More Real Estate Trivia > |
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